Ordering a free credit report but don’t have credit cards?

Posted by admin on August 11th, 2008 at 12:00am

Question:
Is it possible to order a free credit report & not have a current credit card?I know my credit is messed up, but not how bad. I need to get a free credit report to be able to start fixing this. i would like to get it over the internet, so as to make it as fast as achievable. however, ever sight i have been to requires current credit card info, for which i don’t have. is it therefore, possible to order a free credit report over the internet?

Answer:
-Did you know that you can usually find a local credit beaurea office in most medium and larger towns and cities. Check your phone book and look them up. IF not, contact each of the three credit beaureaus directly. Each of them has a 1-800 phone number and a fax number. You can put together with them to E-mail, fax or snail mail it to you. These are the safest ways to get your information and keep prying eyes out or your business. The online companies that you can use will keep a copy of your credit report. !
Once they have it, you have NO WAY OF KNOWING what they do with your information. IF you read the FINE PRINT of their privacy statements, you will usually find that you give them the right to review it and share it with their associates. YOU WILL NEVER, EVER know who their associates (third parties) are and will not be able to control access to your report once they have it in hand.

-The easiest way to get a free credit report is to sign up for a new credit card! Sign up for a card that you know you will get bowed down for, or ask for a limit increase you know you won’t get. The issuer will deny you, but, they are required by law to tell you that you’ve been denied and that you are entitled to a copy of the credit report they used to determine your status. Send them a response effective them you want that free copy, and there you go!

Under Bad Credit Card